/* =========================================================
   TAC Wealth — shared stylesheet
   No external font or script dependencies by design:
   fewer third-party requests = smaller attack surface and
   better privacy/performance. System font stack only.
   ========================================================= */

:root {
  --navy: #1E2761;
  --navy-dark: #141B47;
  --navy-mid: #2A3B7A;
  --ice: #CADCFC;
  --gold: #B8860B;
  --white: #FFFFFF;
  --ink: #1A1A2E;
  --grey: #5B5F73;
  --card-bg: #F4F6FB;
  --border: #E4E7F0;
  --font-head: Aptos, "Segoe UI", Calibri, Arial, sans-serif;
  --font-body: Aptos, "Segoe UI", Calibri, Arial, sans-serif;
  --maxw: 1120px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink);
  line-height: 1.6;
  background: var(--white);
}
img { max-width: 100%; display: block; }
a { color: inherit; }
h1, h2, h3, h4 {
  font-family: var(--font-head);
  color: var(--navy);
  line-height: 1.25;
  margin: 0 0 0.6em;
}
h1 { font-size: clamp(2rem, 4vw, 2.75rem); }
h2 { font-size: clamp(1.5rem, 3vw, 2rem); }
h3 { font-size: 1.25rem; }
p { margin: 0 0 1em; }
.container {
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 0 24px;
}
.section { padding: 72px 0; }
.section-tight { padding: 48px 0; }
.section-alt { background: var(--card-bg); }
.eyebrow {
  font-size: 0.8rem;
  font-weight: bold;
  letter-spacing: 2px;
  color: var(--gold);
  text-transform: uppercase;
  margin-bottom: 8px;
  display: block;
}
.lede { font-size: 1.15rem; color: var(--grey); }
.center { text-align: center; }
.small-print { font-size: 0.85rem; color: var(--grey); }

/* Buttons */
.btn {
  display: inline-block;
  font-family: var(--font-body);
  font-weight: bold;
  font-size: 0.95rem;
  padding: 14px 26px;
  border-radius: 6px;
  text-decoration: none;
  border: 2px solid transparent;
  cursor: pointer;
}
.btn-primary { background: var(--gold); color: var(--navy-dark); }
.btn-primary:hover { background: #a3790a; }
.btn-outline { background: transparent; color: var(--white); border-color: var(--ice); }
.btn-outline:hover { background: rgba(255,255,255,0.08); }
.btn-outline-dark { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn-outline-dark:hover { background: var(--navy); color: var(--white); }
.btn-row { display: flex; gap: 12px; flex-wrap: wrap; }

/* Header / Nav */
.site-header {
  background: var(--navy);
  position: sticky;
  top: 0;
  z-index: 50;
}
.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 24px;
  max-width: var(--maxw);
  margin: 0 auto;
}
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
.brand img { width: 36px; height: 36px; }
.brand-word { font-family: var(--font-head); font-weight: bold; color: var(--white); font-size: 1.05rem; letter-spacing: 0.5px; }
.nav-links { display: flex; align-items: center; gap: 26px; list-style: none; margin: 0; padding: 0; }
.nav-links a { color: var(--ice); text-decoration: none; font-size: 0.92rem; }
.nav-links a:hover, .nav-links a[aria-current="page"] { color: var(--white); }
.nav-cta { background: var(--gold); color: var(--navy-dark) !important; padding: 9px 16px; border-radius: 5px; font-weight: bold; }
.nav-toggle {
  display: none;
  background: none;
  border: none;
  color: var(--white);
  font-size: 1.6rem;
  cursor: pointer;
}
@media (max-width: 860px) {
  .nav-toggle { display: block; }
  .nav-links {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--navy-dark);
    flex-direction: column;
    padding: 16px 24px 24px;
    gap: 16px;
    align-items: flex-start;
  }
  .nav-links.open { display: flex; }
  .site-header { position: relative; }
}

/* Hero */
.hero {
  position: relative;
  background: var(--navy);
  overflow: hidden;
  padding: 80px 0;
  color: var(--white);
}
.hero::before, .hero::after {
  content: "";
  position: absolute;
  border-radius: 50%;
  background: var(--navy-dark);
  z-index: 0;
}
.hero::before { width: 620px; height: 620px; top: -280px; right: -180px; }
.hero::after { width: 420px; height: 420px; bottom: -260px; left: -160px; }
.hero .container { position: relative; z-index: 1; }
.hero-inner { max-width: 640px; }
.hero p.lede { color: var(--ice); }
.hero h1, .hero h2 { color: var(--white); }
.hero-small { padding: 56px 0; }

/* Trust strip */
.trust-strip {
  border-bottom: 1px solid var(--border);
  padding: 14px 0;
  font-size: 0.85rem;
  color: var(--grey);
}
.trust-strip .container { display: flex; flex-wrap: wrap; gap: 8px 22px; }

/* Cards / grids */
.grid {
  display: grid;
  gap: 24px;
}
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 860px) {
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
}
.card {
  background: var(--card-bg);
  border-radius: 10px;
  padding: 28px 24px;
}
.card h3 { margin-bottom: 10px; }
.icon-circle {
  width: 64px;
  height: 64px;
  margin-bottom: 16px;
}
.price-card {
  background: var(--navy);
  color: var(--white);
  border-radius: 10px;
  padding: 28px;
}
.price-card .eyebrow { color: var(--gold); }
.price-amount { font-family: var(--font-head); font-size: 1.8rem; font-weight: bold; margin: 4px 0 2px; }
.price-label { color: var(--ice); font-size: 0.95rem; }
.price-divider { border: none; border-top: 1px solid rgba(255,255,255,0.2); margin: 18px 0; }

/* Bulleted checklist */
.check-list { list-style: none; margin: 0; padding: 0; }
.check-list li {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-bottom: 14px;
}
.check-list li::before {
  content: "";
  flex: 0 0 8px;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--gold);
  margin-top: 8px;
}

/* CTA band */
.cta-band {
  position: relative;
  background: var(--navy);
  color: var(--white);
  overflow: hidden;
  padding: 64px 0;
  text-align: center;
}
.cta-band::before {
  content: "";
  position: absolute;
  width: 460px; height: 460px;
  border-radius: 50%;
  background: var(--navy-dark);
  top: -220px; left: -160px;
}
.cta-band .container { position: relative; z-index: 1; }

/* Process steps */
.steps { display: flex; gap: 32px; flex-wrap: wrap; justify-content: space-between; }
.step { flex: 1 1 220px; text-align: center; }
.step-num {
  width: 52px; height: 52px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  font-family: var(--font-head);
  font-weight: bold;
  font-size: 1.3rem;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 14px;
}

/* Footer */
.site-footer {
  background: var(--navy-dark);
  color: var(--ice);
  padding: 40px 0 24px;
  font-size: 0.85rem;
}
.footer-grid { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 24px; margin-bottom: 24px; }
.footer-links { list-style: none; padding: 0; margin: 0; display: flex; gap: 18px; flex-wrap: wrap; }
.footer-links a { text-decoration: none; color: var(--ice); }
.footer-links a:hover { color: var(--white); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.12); padding-top: 18px; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 8px; color: #8B93B8; }

/* Forms */
.form-field { margin-bottom: 18px; }
.form-field label { display: block; font-weight: bold; margin-bottom: 6px; font-size: 0.92rem; }
.form-field input, .form-field select, .form-field textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--border);
  border-radius: 6px;
  font-family: var(--font-body);
  font-size: 0.95rem;
}
.form-field textarea { resize: vertical; min-height: 120px; }
.form-honeypot { position: absolute; left: -9999px; top: -9999px; }
.form-note { font-size: 0.85rem; color: var(--grey); margin-top: 4px; }
.alert {
  padding: 14px 18px;
  border-radius: 8px;
  margin-bottom: 20px;
  font-size: 0.92rem;
}
.alert-error { background: #FBEAEA; color: #8A2A2A; border: 1px solid #E9BCBC; }

/* Image graphics */
.figure { border-radius: 10px; overflow: hidden; }
.figure-caption { font-size: 0.85rem; color: var(--grey); margin-top: 8px; }

/* Utility */
.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }
.badge {
  display: inline-block;
  background: var(--card-bg);
  color: var(--navy);
  font-size: 0.78rem;
  font-weight: bold;
  padding: 4px 10px;
  border-radius: 4px;
  margin-bottom: 10px;
}